house-crackDispute Resolution Policy

Dispute Resolution Policy

Last Updated: January 14, 2026

This Dispute Resolution Policy (“Policy”) governs how disputes between you and Ready Cards Inc. (“Ready.cards,” “we,” “us,” or “our”) must be resolved.

This Policy forms part of, and is incorporated into, the Terms of Service and all related agreements. By using the Platform, you agree to be bound by this Policy.


1. Mandatory Binding Arbitration

ALL DISPUTES, CLAIMS, OR CONTROVERSIES arising out of or relating to:

  • The Platform

  • Any Ready.cards services

  • Any digital experience, pack, or token

  • Any physical collectible or custody arrangement

  • Any agreement, policy, or disclosure

SHALL BE RESOLVED EXCLUSIVELY BY FINAL AND BINDING ARBITRATION, and not in a court of law.


2. Waiver of Court & Jury Trial

You expressly waive:

  • The right to bring claims in court

  • The right to a jury trial

Arbitration is the sole and exclusive forum for dispute resolution, except as expressly stated below.


3. Class Action Waiver

To the fullest extent permitted by law:

  • All claims must be brought on an individual basis only

  • You waive any right to participate in a class, collective, representative, or consolidated action

  • Arbitrators may not consolidate claims or award relief on a class-wide basis

If this waiver is found unenforceable, the entire arbitration provision shall be null and void, and no dispute shall proceed on a class basis.


4. Arbitration Administrator & Rules

Arbitration shall be administered by:

  • [AAA

and conducted under the applicable arbitration rules in effect at the time the claim is filed, except as modified by this Policy.


5. Arbitration Venue & Governing Law

  • The seat of arbitration shall be Panama.

  • Arbitration shall be conducted in English

  • Governing law shall be Panama, without regard to conflict-of-law principles


6. Scope of Arbitration

Arbitration applies to:

  • Statutory claims

  • Contract claims

  • Tort claims

  • Consumer protection claims

  • Regulatory or compliance-related disputes

This includes claims arising before, during, or after termination of your account.


7. Injunctive & Equitable Relief

Notwithstanding the foregoing, Ready.cards may seek:

  • Injunctive relief

  • Equitable relief

in any court of competent jurisdiction to protect:

  • Intellectual property

  • Confidential information

  • Platform integrity

  • Compliance obligations


8. Time Limit to Bring Claims

Any claim must be filed within one (1) year of the event giving rise to the claim, unless a longer period is required by law.

Claims filed after this period are permanently barred.


9. Costs & Fees

Each party shall bear its own legal fees and costs, except where applicable arbitration rules or law require otherwise.

The arbitrator may allocate costs in accordance with governing rules.


10. Confidentiality

All arbitration proceedings, filings, testimony, and awards shall be strictly confidential, except as required by law or to enforce an award.


11. Survival

This Dispute Resolution Policy survives:

  • Account termination

  • Service discontinuation

  • Asset redemption

  • Token discontinuation


12. Severability

If any portion of this Policy is held unenforceable, the remaining provisions shall remain in full force and effect.


13. Acknowledgement

By using the Platform, you acknowledge that:

  • You understand this arbitration requirement

  • You knowingly waive court and jury rights

  • You agree to individual arbitration only

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