Privacy Policy
Privacy Policy
Last Updated: January 14, 2026
This Privacy Policy describes how Ready Cards Inc. (“Ready.cards,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information in connection with your access to and use of the Ready.cards platform, website, applications, and related services (collectively, the “Platform”).
By accessing or using the Platform, you consent to the practices described in this Privacy Policy.
1. Scope & Applicability
This Privacy Policy applies to all users of the Platform and governs all personal information collected, processed, stored, or disclosed by Ready.cards.
This Privacy Policy forms part of, and is incorporated into, the Terms of Service. Capitalized terms not defined here have the meanings set forth in the Terms of Service.
2. Information We Collect
Ready.cards may collect the following categories of information:
a. Identity & Verification Information
Full legal name
Date of birth
Government-issued identification
Biometric or facial verification data (where required)
Proof of address
b. Account & Contact Information
Email address
Phone number
Mailing and shipping addresses
Account credentials
c. Transaction & Usage Information
Platform activity
Transaction history
Asset interactions
Redemption requests
d. Compliance & Risk Information
Sanctions screening results
AML risk assessments
Source-of-funds or source-of-wealth information
Communications with compliance personnel
e. Technical & Device Information
IP addresses
Device identifiers
Browser and operating system data
Log files and usage analytics
3. How We Use Information
We may use personal information to:
Provide and operate the Platform
Verify identity and eligibility
Comply with legal and regulatory obligations
Prevent fraud, abuse, and illicit activity
Conduct risk management and monitoring
Process transactions and redemptions
Communicate with users
Enforce Terms of Service and platform policies
Ready.cards does not use personal information for purposes inconsistent with this Privacy Policy without obtaining additional consent where required by law.
4. Legal Bases for Processing (GDPR)
Where applicable, Ready.cards processes personal data on the following legal bases:
Performance of a contract
Compliance with legal obligations
Legitimate business interests
User consent, where required
5. Disclosure of Information
Ready.cards may disclose personal information to:
Third-party service providers (e.g., KYC, AML, custody, logistics, payment processors)
Regulatory authorities and law enforcement
Insurers, auditors, and legal advisors
Corporate affiliates or successors in connection with mergers or restructurings
Disclosures may occur without notice where legally required or permitted.
6. International Data Transfers
Personal information may be transferred to, stored in, and processed in jurisdictions outside of your country of residence.
Where required, Ready.cards implements appropriate safeguards for cross-border data transfers in accordance with applicable law.
7. Data Retention
Ready.cards retains personal information for as long as necessary to:
Provide services
Comply with legal, regulatory, and recordkeeping obligations
Resolve disputes
Enforce agreements
Retention periods may extend beyond account closure where required by law or internal compliance policies.
8. Data Security
Ready.cards implements commercially reasonable administrative, technical, and organizational measures to protect personal information.
However, no system is completely secure. You acknowledge and accept the inherent risks of data transmission and storage.
9. User Rights
Depending on your jurisdiction, you may have rights to:
Access personal information
Request correction or deletion
Object to processing
Restrict processing
Request data portability
Requests may be denied where required to comply with legal, regulatory, or risk obligations.
10. California Privacy Rights (CCPA)
California residents may have rights under the California Consumer Privacy Act, including rights to access and deletion, subject to statutory exceptions.
Ready.cards does not sell personal information as defined by the CCPA.
11. No Anonymity
Use of the Platform requires identity verification. Anonymous or pseudonymous use is not permitted.
Failure to provide accurate information may result in suspension or termination.
12. Cookies & Tracking
Ready.cards may use cookies and similar technologies to operate and improve the Platform.
Users may manage cookie preferences through browser settings, subject to functionality limitations.
13. Changes to Privacy Policy
Ready.cards may update this Privacy Policy at any time. Continued use of the Platform constitutes acceptance of any changes.
14. Contact & Legal Requests
Privacy-related inquiries or legal requests may be directed to:
[email protected] or via the Platform’s designated contact channels.
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