strikethroughRisk Disclosures

Risk Disclosures

Last Updated: January 14, 2026

This Risk Disclosures document (“Disclosures”) describes material risks associated with use of the Ready.cards platform, participation in platform features, custody of collectibles, and interaction with the Ready.cards native token (“$READY”).

These Disclosures form part of, and are incorporated into, the Terms of Service and related agreements. Use of the Platform constitutes acceptance of these risks.


1. General Risk Acknowledgement

Use of the Ready.cards platform involves material risks, including the potential loss of money, assets, or access to services.

Ready.cards does not guarantee:

  • Asset value

  • Liquidity

  • Platform availability

  • Regulatory continuity

  • Redemption outcomes

Users participate at their own risk.


2. Collectibles Market Risk

Collectible assets are inherently risky and subject to:

  • Illiquidity

  • Subjective valuation

  • Market volatility

  • Shifts in collector demand

  • Damage, loss, or deterioration

Past prices or trends do not predict future value.


3. Platform & Technology Risk

The Platform may be subject to:

  • Downtime or outages

  • Cybersecurity incidents

  • Software bugs or errors

  • Third-party service failures

Ready.cards does not guarantee uninterrupted or error-free operation.


Laws and regulations applicable to collectibles, digital platforms, tokens, and related services may change at any time.

Such changes may:

  • Restrict or prohibit platform features

  • Require suspension or termination of services

  • Affect the legality of token use

  • Result in forced modifications or shutdowns

Ready.cards makes no representation regarding future regulatory treatment.


5. Custody & Redemption Risk

Custody and redemption of physical collectibles involve:

  • Third-party reliance

  • Logistics delays

  • Customs or governmental intervention

  • Compliance holds

Redemption is not guaranteed and may be restricted or denied.


Nothing on the Platform constitutes financial, legal, tax, or investment advice.

Users are solely responsible for:

  • Assessing risks

  • Determining legality

  • Consulting professional advisors


$READY TOKEN — SPECIFIC RISK DISCLOSURES

7. Nature of the $READY Token

The $READY token is a platform utility token intended solely for use within the Ready.cards ecosystem, subject to availability and platform rules.

$READY is not:

  • An investment

  • A security

  • A share, equity interest, or ownership right

  • A promise of profit or appreciation

Ready.cards makes no representations regarding the value, price, or future utility of $READY.


8. No Expectation of Profit

Users must not acquire or use $READY with any expectation of profit, price increase, or economic return.

You expressly acknowledge that:

  • $READY may lose value

  • $READY may have no secondary market

  • $READY may become unusable

  • $READY may be discontinued entirely

Any acquisition of $READY is at your sole risk.


9. Jurisdictional Restrictions — TOKEN

$READY is not offered to, and may not be acquired or used by:

  • U.S. citizens

  • U.S. residents

  • U.S. persons (as defined under U.S. law)

  • Persons located in or subject to restricted or sanctioned jurisdictions

Any attempt to circumvent geographic or identity restrictions is grounds for immediate enforcement action, including account termination and forfeiture of access.


10. No Marketing or Recommendation

Ready.cards does not:

  • Recommend purchasing $READY

  • Promote $READY as an investment

  • Provide price predictions or market commentary

Any external statements, speculation, or third-party commentary are not authorized by Ready.cards.


11. Token Volatility & Liquidity Risk

$READY may experience:

  • Extreme price volatility

  • Low or no liquidity

  • Market manipulation

  • Sudden loss of utility

Ready.cards does not guarantee that $READY can be sold, transferred, or exchanged.


12. Token Utility May Change or End

The utility, features, or availability of $READY may be modified, suspended, or terminated at any time.

Ready.cards is under no obligation to:

  • Maintain token functionality

  • Support secondary markets

  • Provide upgrades or replacements

Users assume all risk associated with changes to token utility.


13. No Fiduciary or Ongoing Obligation

Holding or using $READY does not create:

  • A fiduciary relationship

  • A partnership or joint venture

  • Any right to profits, revenue, or governance

Ready.cards owes no duty to token holders beyond what is expressly stated.


14. Tax & Reporting Risk

Token usage may have tax implications depending on jurisdiction.

Users are solely responsible for:

  • Tax reporting

  • Compliance with local laws

  • Any liabilities arising from token use

Ready.cards provides no tax guidance.


15. Enforcement & Compliance Holds

Ready.cards may:

  • Freeze or disable token-related activity

  • Restrict access

  • Burn, invalidate, or render tokens unusable

  • Comply with regulatory or legal directives

Users waive any claims arising from such actions.


16. User Acknowledgement

By accessing the Platform or interacting with $READY, you acknowledge that:

  • You understand the risks described herein

  • You are not relying on any representation of profit

  • You are legally permitted to participate

  • You assume full responsibility for your actions

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